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Walking into a lender’s office with zero cash is a quick way to get your home loan application rejected. Mortgage lenders are cautious: Whereas they once approved zero-down mortgage loans, they now require a down payment. Down payment minimums vary and depend on various factors, such as the type of loan and the lender.
Spreading out your monthly mortgage payments over the course of 3. Fortunately, there is a simple way you can speed up that process.
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One mortgage payment that was less than 30 days late in the last 12 months is OK, as long as you’re current now. A streamline loan can be easy because the VA does not require you to obtain a new.