HAMP Redefault Rate Less Than 2% After Six Months

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In addition, as seen in Figure 1, the data show that the growth rate of redefaults on HAMP modifications is declining. Thus, while the cumulative redefault rate for each annual vintage of modifications grows over time, the redefault rate for each successive three-month period generally declines.

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HAMP Redefault Rate Less Than 2% After Six Months Home Affordable Modification Program (HAMP) for the month of July.. Re- default rate was at 8.9% of the total loan pool for the month, This percentage represents 82,333 total loans seriously delinquent six. June – a decline of 2%.. Also encouraging was the lower number of re-defaults on loan.

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Research analysts say that’s still too low and the redefault rate will surely go higher the longer the program is in place. Up until six months ago, permanent modifications had been offered to.

The ""State Foreclosure Prevention Working Group"":http://www.csbs.org/news/press-releases/pr2010/Pages/SFPWGroupAug2010.aspx says loans modified in 2009 are 40 to 50 percent less likely to be.

HAMP Redefault Rate Less Than 2% After Six Months redefault rates specifically for 6 months after origination; however, a decline is evident with other cohorts. For example, the redefault rate at 9 months for loans modified in May and June fell from 37.4% in 2008 to 26.7% in 2009, a 29% reduction. 9 The decline in default rate has been broadly.

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