Under this program, most of the recipients of Medicaid are enrolled into one of a variety of health plans. These health plans are accredited nationally and selected by a competitive procurement process. Florida’s Requirements for Medicaid Qualification. In order to get Medicaid in Florida, you have to meet certain eligibility requirements.
The Home Affordable Refinance Program (HARP), launched jointly by the Federal housing finance agency (FHFA) and the US Treasury Department set certain new eligibility guidelines for Florida homeowners who had bought houses on loans and were subsequently unable to be eligible for refinancing because of downward spiraling home values.
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The key changes between HARP 1.0 and HARP 2.0 are as follows: 1. There is no longer a 125% loan-to-value (LTV) cap on harp loans. fannie and Freddie are now accepting refinances no matter how underwater the current loan is. 2. Borrowers with mortgage insurance are now able to refinance with the HARP program.
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In fact, in order to be eligible for HARP, the loan-to-value (LTV) ratio of your mortgage and home must be at least 80%. To calculate your loan-to-value ratio, divide the current balance of your loan by the current appraised value of your home.
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Of course, the loan must still meet all the typical HARP requirements. HARP Timeline. Since 2009, there have been many changes and updates to the HARP program. Here are some of the most important changes to HARP since the program began: (image: HSH.com) Am I eligible for HARP 2.0 despite my recent bankruptcy?