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Last summer, President Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, a package of financial reforms meant to prevent another. Work Warren did with Jay Westbrook, a law.
Other view: Consumer protection bureau losing its teeth. acting director mick Mulvaney is turning the financial watchdog into a corporate lapdog
Over at the Wall Street Journal, Nick Timiraos asks: "Why Didn’t the Housing Bubble Mess With Texas?" One possibility, the Journal suggests, is Texas’ ban on prepayment penalties. But then again.
The housing bubble was not universal. It almost exclusively struck states and regions that were heavily regulating land and housing. In fast-growing places with no such regulation, such as Dallas, Houston, and Raleigh, housing prices did not bubble and they are not declining today."
The eyes of Texas are upon the Consumer Financial Protection Bureau – and not in a kindly way. Two different actions out of Texas are challenging the very existence of the agency. The latest edition.
for new and existing consumer financial protection laws. It has replaced the Department of Housing and Urban Development group (HUD), whose task it was to enforce RESPA. HUD was not a consumer specific protection organization and, like other large federal bureaucracies, it had several other aspects of the real estate market to oversee.
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United States. Many laws at both the Federal and state government level are aimed at preventing predatory lending. Although not specifically anti-predatory in nature, the Federal Truth in Lending Act requires certain disclosures of APR and loan terms. Also, in 1994 section 32 of the Truth in Lending Act,
Rubio then methodically did everything. consumer regulator." Alan Zibel and Dan Fitzpatrick in The Wall Street Journal. Great interlude: What’s the most intellectual joke you know? What makes.
While the housing market looks good and the banks are pretty solid at the moment, it is easy to put aside fears of another housing bubble. However, the banks have more capital than they had before.