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are unveiling a new housing finance reform plan that would repeal the charters of mortgage giants fannie Mae and Freddie Mac. The plan will allow qualified mortgages backed by a private credit.

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So when home loan rates dipped into the 2 percent territory last year, my husband and I jumped out of our 30-year mortgage into a 15-year at 2.75 percent. We had already been making extra payments on.

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Understanding Real Estate Taxes and Funds in Escrow – Perennial Funding

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